When you’re searching for a home in the Cherokee County Georgia Real Estate market, one of the communities you should be sure to spend some time in is the city of Acworth. Acworth Georgia Real Estate is affordably priced and the market is conveniently located about 35 miles northwest of Atlanta. With beautiful homes starting in the low 100’s as well as spectacular 1 million plus estate homes, the Acworth Georgia Real Estate market has great properties to fit every buyer’s budget.
You can search for Cherokee County Georgia homes and Acworth Georgia homes by visiting the Acworth Homes for Sale page on my Cherokee County Real Estate Web site. This page will allow you to search for homes in popular Acworth neighborhoods or to see all Acworth homes in your particular price range. If you have any questions about Acworth Georgia Real Estate or Cherokee County Georgia Real Estate, feel free to give me a call at 770-402-2900
May 14, 2007
May 1, 2007
Ball Ground Real Estate
Ball Ground is a great community located in the Cherokee County Georgia Real Estate market. If you are searching for a Cherokee County Georgia home, be sure to check out the Ball Ground Real Estate page on my Metro Atlanta Real Estate Web site. You can find links to Ball Ground Homes for Sale as well as links to the most popular neighborhoods in Ball Ground Georgia. If you have any questions about Ball Ground Real Estate or about finding an experienced Cherokee County Georgia realtor, feel free to call me anytime at 770-402-2900.
April 30, 2007
Canton GA Real Estate and Homes for Sale
Canton Georgia Neighborhoods
Canton GA Real Estate truly offers wonderful opportunities for most any buyer. As a whole, Homes for Sale in Canton are younger than the average home in the Woodstock area, simply due to the nature of progress moving outward. Woodstock is a wonderful community, as well, but if you are looking for a newer home, home on acreage or just like the beautiful mountain views and slower pace that some of the neighborhoods in Canton provide, then Canton Real Estate is for you.
Below are a few local communities to consider. If you are interested in Real Estate in Canton Georgia, please give me a ring. I am a Canton Realtor serving all of Cherokee County Real Estate and would be glad to help.
BridgeMill is located in the south western most corner of Canton GA, a stone throw away from the Woodstock border. It is a wonderful golf country club neighborhood of over 2000 homes and offers an incredible amenity package. The developer of this community was also the developer of the Towne Lake area of Woodstock. BridgeMill Homes offer lot sizes between one third to a half acre, depending on the location. There are even a few homes that back up to Lake Allatoona with a winter view. You can search BridgeMill Real Estate by clicking on the BridgeMill link above.
River Green is a young community located a few miles from BridgeMill and not far from the popular Riverstone area in Canton. This community was developed under the "hometown" theme and is also quite large in size. The lot sizes are a little smaller here, but the home styles are very unique, some of which represent victorian floor plans of yesteryear. River Green offers a wonderful amenity package and the neighborhood backs up to protected space along the Etowah River. You can search River Green homes for sale by clicking on the Canton GA Real Estate link above.
Great Sky in Canton GA is also a fairly young community. Great Sky offers some gorgeous mountain views and wooded settings. The trees throughout the community are almost all hardwoods and provide a splendid display of color in the fall. Located near the Riverstone shopping center in Canton, Great Sky provides quick and easy access to shopping, dining and a nite out at the movies. The new Hickory Log Creek Dam Project underway in Canton GA will back up to a section in Great Sky and will provide some lake front lots in the community in the future. You can expect pricing to be in the $600's+, is my guess. You search Great Sky homes for sale by visiting my Canton Real Estate web page.
Canton GA Real Estate offers much more than what I have time to share with you today. I will blog again about the wonderful opportunities in Canton Georgia. Please stop by for a visit in the near future.
Canton GA Real Estate truly offers wonderful opportunities for most any buyer. As a whole, Homes for Sale in Canton are younger than the average home in the Woodstock area, simply due to the nature of progress moving outward. Woodstock is a wonderful community, as well, but if you are looking for a newer home, home on acreage or just like the beautiful mountain views and slower pace that some of the neighborhoods in Canton provide, then Canton Real Estate is for you.
Below are a few local communities to consider. If you are interested in Real Estate in Canton Georgia, please give me a ring. I am a Canton Realtor serving all of Cherokee County Real Estate and would be glad to help.
BridgeMill is located in the south western most corner of Canton GA, a stone throw away from the Woodstock border. It is a wonderful golf country club neighborhood of over 2000 homes and offers an incredible amenity package. The developer of this community was also the developer of the Towne Lake area of Woodstock. BridgeMill Homes offer lot sizes between one third to a half acre, depending on the location. There are even a few homes that back up to Lake Allatoona with a winter view. You can search BridgeMill Real Estate by clicking on the BridgeMill link above.
River Green is a young community located a few miles from BridgeMill and not far from the popular Riverstone area in Canton. This community was developed under the "hometown" theme and is also quite large in size. The lot sizes are a little smaller here, but the home styles are very unique, some of which represent victorian floor plans of yesteryear. River Green offers a wonderful amenity package and the neighborhood backs up to protected space along the Etowah River. You can search River Green homes for sale by clicking on the Canton GA Real Estate link above.
Great Sky in Canton GA is also a fairly young community. Great Sky offers some gorgeous mountain views and wooded settings. The trees throughout the community are almost all hardwoods and provide a splendid display of color in the fall. Located near the Riverstone shopping center in Canton, Great Sky provides quick and easy access to shopping, dining and a nite out at the movies. The new Hickory Log Creek Dam Project underway in Canton GA will back up to a section in Great Sky and will provide some lake front lots in the community in the future. You can expect pricing to be in the $600's+, is my guess. You search Great Sky homes for sale by visiting my Canton Real Estate web page.
Canton GA Real Estate offers much more than what I have time to share with you today. I will blog again about the wonderful opportunities in Canton Georgia. Please stop by for a visit in the near future.
April 23, 2007
Information on Cherokee County Real Estate
If you’re thinking about buying a home in the Cherokee County Georgia area, chances are you are overwhelmed with the amount of communities, neighborhoods and homes available in the area. It’s normal to feel this way! Your Cherokee County Realtor will be able to help you understand the pros and cons of each area of Cherokee County you are interested in.
You can find out more about various communities in Cherokee by visiting my Cherokee County Real Estate web site. On my site, you will find more information about wonderful Cherokee County Georgia communities like Canton, Woodstock, Holly Springs, Waleska, Ball Ground, Bridge Mill, Towne Lake and more. With information on everything from school systems to nearby shopping centers, you will no doubt be able to get all the data you need to decide which Cherokee County Georgia Real Estate market is right for you. If you have any questions about Cherokee County Georgia Real Estate or about selecting the right community for your lifestyle, please call me today at 770-402-2900.
You can find out more about various communities in Cherokee by visiting my Cherokee County Real Estate web site. On my site, you will find more information about wonderful Cherokee County Georgia communities like Canton, Woodstock, Holly Springs, Waleska, Ball Ground, Bridge Mill, Towne Lake and more. With information on everything from school systems to nearby shopping centers, you will no doubt be able to get all the data you need to decide which Cherokee County Georgia Real Estate market is right for you. If you have any questions about Cherokee County Georgia Real Estate or about selecting the right community for your lifestyle, please call me today at 770-402-2900.
April 21, 2007
Cherokee County Georgia Real Estate
The Cherokee County Georgia Real Estate market is one of the hottest markets in the Metro Atlanta Area and offers affordable homes in great neighborhoods. Whether you are looking for a town home, cluster home, golf country club community, acreage, lake or luxury home, the Cherokee County Georgia Real Estate market has thousands of properties to fit your unique style, needs and budget.
You can search for Cherokee Homes by visiting the Cherokee County page of my website. This search tool will allow you to find all homes currently available in the FMLS System by specific subdivision, zip code and other important features, such as number of bedrooms, baths, basement and more. Now is a great time to invest in Cherokee County Georgia Real Estate!
If you have questions about any Cherokee County Homes you find during your home search, please call me direct at 770-402-2900. I am an experienced Cherokee County Real Estate Agent ready to help you with your buying and selling real estate needs. Please let me know how I can assist you.
April 13, 2007
Loan Pre-Qualification
Cherokee County - Cobb County - North Fulton County
Is loan pre-qualification really necessary? Is it important to you as a buyer? ABSOLUTELY! Loan pre-qualification is probably the most important step you can take before beginning your home search. Not doing so can put you at a big disadvantage. Here's Why:
Buying Power and Loan Programs
Many buyers are unaware of their buying power and loan options, without going through the pre-qualification process first. If you proceed to look for homes in an inappropriate price range, it will equate to lost time and money for you and your Realtor.
Missed Real Estate Opportunities
All the wonderful homes you missed in the appropriate price range, while you were looking for homes in the wrong price range.
Inability to View Certain MLS Listings
Some Realtors, at the request of their sellers, will only allow pre-qualified buyers to view their listings.
Best Time to Shop Lenders and Interest Rates
The best time to shop lenders and interest rates is well before you submit an offer to purchase a home. Some Listing Agents, on behalf of their sellers, will stipulate in the Purchase and Sale Agreement that you cannot change lenders after Acceptance Date, to ensure the loan will close on time. This puts you at a disadvantage if you haven't shopped around before submitting your offer.
Purchase Contract and Loan Exhibits
When you submit an offer to purchase a home, the Purchase and Sale Agreement asks for specific information about your loan. FHA and VA loans both require a separate Exhibit to be attached to the contract. Both of these loans have associated costs to the seller, thus the importance of revealing your loan needs during contract negotiation. Should the need for this type of loan surface after Contract Acceptance, the seller does not have to agree to pay these additional costs. The result is, either you pay these additional costs, if your lender will allow it, or your contract could be nullified.
Loan Financing Contingency
New to the 2007 Georgia Association of Realtor contracts is the "Financing Contingency" section of the Purchase and Sale Agreement. This section of the contract now puts the burden on the buyer to prove they can obtain a loan within a negotiated period of time, after which the close becomes an "all cash deal".
Previously, buyers were allowed all the way up to close to prove their loanability. Due to many loans falling through at the last minute, this process has now changed and it is more important than ever to get Pre-Qualified with a reputable lender prior to shopping for a home!
The financing contingency works like this. The timeframe allotted is negotiated between buyer and seller during your contract negotiation. The average timeframe seems to be about 21 days from Acceptance Date. During this timeframe, you the buyer, should obtain full loan approval, including appraisal, so that you are sure you have a loan in place before the financing contingency is removed.
If you are unable to obtain loan approval in this timeframe, you can terminate the contract under certain circumstances as defined in the Purchase and Sale Agreement, which, by the way, does not include insufficient funds to close. If you surpass the financing contingency deadline, are unable to close and do not meet the criteria listed in your contract that would allow you to terminate your agreement with the seller to buy, then the seller, at the very least, would be able to keep your earnest money. At the worst, the seller could potentially sue you for failure to close, for an amount equal to the purchase price.
Again, extremely important to get Pre-Qualified before starting your home shopping process and to choose a reputable lender that you can trust to get the job done on time!
Required Pre-Qualification Letter with Offer to Purchase
It is common practice that the Listing Agent will require a Pre-Qualification Letter to be submitted with an offer to purchase. Without this letter, the seller may decide to refuse your offer. A Pre-Qualification Letter usually takes a day or so to obtain, depending on the lender. While you are waiting to obtain your Pre-Qual Letter, you risk losing the home of your dreams to another buyer that may come along. Being prepared before hand, eliminates this risk and undue stress.
Contract Negotiation
Submitting a Pre-Qualification Letter with your offer shows the seller you are a serious buyer with the ability to move forward to close. This often puts you in a better place of negotiation, as well.
Competition with Other Interested Buyers
In a competitive real estate market, qualified buyers have the edge. Should more than one offer be submitted at a time on the home you are interested in, it is very likely the seller will choose the buyer that has a Pre-Qualification Letter over one that does not.
Serious Buyer
Some Realtors will not work with a buyer until the buyer is Pre-Qualified, for all the above reasons. The school of thought is that a buyer intent on purchasing a home or property, will be willing to complete this very important process ahead of time for the benefit of all parties involved. Some Realtors will work with buyers that have not been pre-qualified, but the experienced Realtor Professional typically will not and this is the type of Realtor you need in your corner!
As you can see, obtaining a Pre-Qualification Letter is really an important step in purchasing a home! Loan Pre-Approval is even better! Equally as important is choosing the right lender that not only offers competitive interest rates, but whose service you can count on. If you need help in choosing a lender, please let us know.
For more information on buying and selling your home, please visit Cherokee County Real Estate - Cobb County Real Estate for your Cherokee County, Cobb County and North Fulton County Real Estate needs. When you are ready to get started, please give us a ring! We would be honored to help you through the real estate process.
Is loan pre-qualification really necessary? Is it important to you as a buyer? ABSOLUTELY! Loan pre-qualification is probably the most important step you can take before beginning your home search. Not doing so can put you at a big disadvantage. Here's Why:
Buying Power and Loan Programs
Many buyers are unaware of their buying power and loan options, without going through the pre-qualification process first. If you proceed to look for homes in an inappropriate price range, it will equate to lost time and money for you and your Realtor.
Missed Real Estate Opportunities
All the wonderful homes you missed in the appropriate price range, while you were looking for homes in the wrong price range.
Inability to View Certain MLS Listings
Some Realtors, at the request of their sellers, will only allow pre-qualified buyers to view their listings.
Best Time to Shop Lenders and Interest Rates
The best time to shop lenders and interest rates is well before you submit an offer to purchase a home. Some Listing Agents, on behalf of their sellers, will stipulate in the Purchase and Sale Agreement that you cannot change lenders after Acceptance Date, to ensure the loan will close on time. This puts you at a disadvantage if you haven't shopped around before submitting your offer.
Purchase Contract and Loan Exhibits
When you submit an offer to purchase a home, the Purchase and Sale Agreement asks for specific information about your loan. FHA and VA loans both require a separate Exhibit to be attached to the contract. Both of these loans have associated costs to the seller, thus the importance of revealing your loan needs during contract negotiation. Should the need for this type of loan surface after Contract Acceptance, the seller does not have to agree to pay these additional costs. The result is, either you pay these additional costs, if your lender will allow it, or your contract could be nullified.
Loan Financing Contingency
New to the 2007 Georgia Association of Realtor contracts is the "Financing Contingency" section of the Purchase and Sale Agreement. This section of the contract now puts the burden on the buyer to prove they can obtain a loan within a negotiated period of time, after which the close becomes an "all cash deal".
Previously, buyers were allowed all the way up to close to prove their loanability. Due to many loans falling through at the last minute, this process has now changed and it is more important than ever to get Pre-Qualified with a reputable lender prior to shopping for a home!
The financing contingency works like this. The timeframe allotted is negotiated between buyer and seller during your contract negotiation. The average timeframe seems to be about 21 days from Acceptance Date. During this timeframe, you the buyer, should obtain full loan approval, including appraisal, so that you are sure you have a loan in place before the financing contingency is removed.
If you are unable to obtain loan approval in this timeframe, you can terminate the contract under certain circumstances as defined in the Purchase and Sale Agreement, which, by the way, does not include insufficient funds to close. If you surpass the financing contingency deadline, are unable to close and do not meet the criteria listed in your contract that would allow you to terminate your agreement with the seller to buy, then the seller, at the very least, would be able to keep your earnest money. At the worst, the seller could potentially sue you for failure to close, for an amount equal to the purchase price.
Again, extremely important to get Pre-Qualified before starting your home shopping process and to choose a reputable lender that you can trust to get the job done on time!
Required Pre-Qualification Letter with Offer to Purchase
It is common practice that the Listing Agent will require a Pre-Qualification Letter to be submitted with an offer to purchase. Without this letter, the seller may decide to refuse your offer. A Pre-Qualification Letter usually takes a day or so to obtain, depending on the lender. While you are waiting to obtain your Pre-Qual Letter, you risk losing the home of your dreams to another buyer that may come along. Being prepared before hand, eliminates this risk and undue stress.
Contract Negotiation
Submitting a Pre-Qualification Letter with your offer shows the seller you are a serious buyer with the ability to move forward to close. This often puts you in a better place of negotiation, as well.
Competition with Other Interested Buyers
In a competitive real estate market, qualified buyers have the edge. Should more than one offer be submitted at a time on the home you are interested in, it is very likely the seller will choose the buyer that has a Pre-Qualification Letter over one that does not.
Serious Buyer
Some Realtors will not work with a buyer until the buyer is Pre-Qualified, for all the above reasons. The school of thought is that a buyer intent on purchasing a home or property, will be willing to complete this very important process ahead of time for the benefit of all parties involved. Some Realtors will work with buyers that have not been pre-qualified, but the experienced Realtor Professional typically will not and this is the type of Realtor you need in your corner!
As you can see, obtaining a Pre-Qualification Letter is really an important step in purchasing a home! Loan Pre-Approval is even better! Equally as important is choosing the right lender that not only offers competitive interest rates, but whose service you can count on. If you need help in choosing a lender, please let us know.
For more information on buying and selling your home, please visit Cherokee County Real Estate - Cobb County Real Estate for your Cherokee County, Cobb County and North Fulton County Real Estate needs. When you are ready to get started, please give us a ring! We would be honored to help you through the real estate process.
Why Buyer Representation?
Home Buyers in Cherokee, Cobb and North Fulton County
As a home buyer, it is very important that you seek out Buyer Representation in the purchase of your home, even if you are an experienced buyer. This term has virtually become a real estate buzz word, due to its importance, and we cannot stress the importance of Buyer Representation enough!
With a new home or resale, the right Realtor can save you time and money in your real estate transaction. Your Realtor will also share vital information with you about the area you are interested in, educate you about faulty building products and other important items of interest to you, and handle the details from contract to close. Remember, the Listing Agent represents the seller's fiduciary interests and, therefore, cannot provide this same level of service to a buyer who is interested in their listing!
It certainly makes sense to have Buyer Representation, considering the complexities involved in the real estate transaction. Most of us would consult an Accountant if we needed tax advice and an Attorney if we needed legal advice. In purchasing a home, it is no different. Buying a home is one of the most important investments you will make in your lifetime! It is very worthy of professional representation! Be sure not to select just any Realtor, though. You should choose a Realtor that is dedicated, experienced, good with the details and client oriented.
Our service is free to our buyer clients, as the seller has agreed to pay our fee upon listing their home. The real estate commission is pre-negotiated between the Listing Agent and the seller before the home is put on the market.
Our clients say what sets us apart from other Realtors is our "Personal Assistant" attitude to handle your every real estate need, our attention to detail no matter how small, our sincere desire to help our clients accomplish their real estate goals, our willingness to work at "your pace", our expert marketing ability and our computer age knowledge. These are the things that help us to find and sell your property quickly and effectively.
To hear a word from our past clients, please visit our Testimonial Collection. To search the entire MLS system, please visit us at Cherokee County Real Estate - Cobb County Real Estate. Here you can can search for homes and find information for the following cities: Acworth, Alpharetta, Ball Ground, Canton, Holly Springs, Kennesaw, Marietta, Roswell, Waleska and Woodstock. In addition, we provide separate web pages for some of the larger communities and subdivisions in the area such as BridgeMill, Town Lake, Bentwater and Brookstone.
Thank you for considering us for your Realtor of choice. If you are ready to begin the real estate process, we would be glad to help. Just give us a ring at 770-402-2900...you'll be glad you did!
As a home buyer, it is very important that you seek out Buyer Representation in the purchase of your home, even if you are an experienced buyer. This term has virtually become a real estate buzz word, due to its importance, and we cannot stress the importance of Buyer Representation enough!
With a new home or resale, the right Realtor can save you time and money in your real estate transaction. Your Realtor will also share vital information with you about the area you are interested in, educate you about faulty building products and other important items of interest to you, and handle the details from contract to close. Remember, the Listing Agent represents the seller's fiduciary interests and, therefore, cannot provide this same level of service to a buyer who is interested in their listing!
It certainly makes sense to have Buyer Representation, considering the complexities involved in the real estate transaction. Most of us would consult an Accountant if we needed tax advice and an Attorney if we needed legal advice. In purchasing a home, it is no different. Buying a home is one of the most important investments you will make in your lifetime! It is very worthy of professional representation! Be sure not to select just any Realtor, though. You should choose a Realtor that is dedicated, experienced, good with the details and client oriented.
Our service is free to our buyer clients, as the seller has agreed to pay our fee upon listing their home. The real estate commission is pre-negotiated between the Listing Agent and the seller before the home is put on the market.
Our clients say what sets us apart from other Realtors is our "Personal Assistant" attitude to handle your every real estate need, our attention to detail no matter how small, our sincere desire to help our clients accomplish their real estate goals, our willingness to work at "your pace", our expert marketing ability and our computer age knowledge. These are the things that help us to find and sell your property quickly and effectively.
To hear a word from our past clients, please visit our Testimonial Collection. To search the entire MLS system, please visit us at Cherokee County Real Estate - Cobb County Real Estate. Here you can can search for homes and find information for the following cities: Acworth, Alpharetta, Ball Ground, Canton, Holly Springs, Kennesaw, Marietta, Roswell, Waleska and Woodstock. In addition, we provide separate web pages for some of the larger communities and subdivisions in the area such as BridgeMill, Town Lake, Bentwater and Brookstone.
Thank you for considering us for your Realtor of choice. If you are ready to begin the real estate process, we would be glad to help. Just give us a ring at 770-402-2900...you'll be glad you did!
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